Difficult economic times that are usually producing an increase in the expense of living, an increase in unemployment plus a substantial increase in the expense of health care, make shopping for affordable medical insurance in Washington a necessity. Medical insurance is a must.
The inability to fund medical expenses is the leading reason behind bankruptcy in the state regarding Washington. You need a safety net, but it must be cost-effective. Hopefully, the information below will allow you to as you shop for Washington medical insurance.
The Cost of Affordable Medical insurance in Washington
The average cost of your individual health insurance plan in Washington in ’09 was $4, 923. For a family group plan, you can expect to pay nearly $13, 000 over the length of a year. These numbers represent a number of the highest insurance costs in the world, rivaling those in the northeast area of the U. S. More bad news is that the expense of health insurance in Washington provides risen nearly 40 percent within the last 6 years and is anticipated to continue. Facing these odds, it is now more important than ever to take the time to shop around for the most effective rates.
Affordable Health Insurance inside Washington: Your Rights
You have rights and protections being a consumer and resident of hawaii of Washington. The Washington Patient’s Bill of Rights ensures that you receive timely and sufficient health attention; that you have adequate selection of health care providers, and that you have recourse by means of appealing decisions regarding your medical care plan. In addition, there are additional rights for girls. Washington’s Direct Access Law provides special rights for girls which require health insurance companies to offer an adequate list of medical care providers, inform you of accessible women’s medical services, and remove all barriers which could prevent you from getting the health care bills you require.
State-Sponsored Options for Affordable Medical insurance in Washington
The state of Washington offers many different options for low income family members and individuals to acquire affordable medical insurance. Washington Basic Health is one option. Your income must fall among 0 and 200 percent with the Federal income guidelines along with meet a few other requirements being eligible. The Washington Health Program is another option for anyone having trouble finding health attention coverage. The goal of the program is always to provide affordable health care to Washington residents and has been doing action since 1993. Finally, there exists a Washington state high risk swimming for residents who cannot be eligible for private health insurance due to pre-existing medical ailments. To learn more about these options you can visit the Washington State Office with the Insurance Commissioner.